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Three equations to copy and paste straight into Autograph – top 10 binary option websites them! Resources for teachers, pupils, parents, and just for fun!

How to Become a Math Teacher – great resource from Teacher. Calculator and Computer Technology User Service! Interactive Mathematics – Learn mathematics by playing with it! Kidsweb – resources and search engine for kids! We are making Data Science a Sport!

NOTE: Some data sets on the web are already in Excel’s XLS format. Others will paste annoyingly into a single column in Excel. Space” usually does it, then ‘Fi’nish’. Statistic Canada – vast resource, well organised. Who drives on the LEFT and who on the RIGHT? Cricket World Cup 2011 – graphs and charts! The true Size of Africa – The Billion Dollar Gram – Debtris!

I’m worried about job losses at my company: can I be made redundant while I’m on maternity leave? FTSE LIVE: ONS reports wages up 2. Do you have pogs worth a mint at home? Why is my neighbour able to download films at a much faster rate than I can? PROPERTY CLINIC: Should I replace my kitchen and bathroom before I put my property on the market? 1 Neanderthal skull coin that I found in my change really ‘ultra rare’ and worth thousands?

Is this the fabled Paddington Bear 50p coin? Is now a good time to take a lifetime mortgage? Is the AA ditching its traditional yellow vans? Soon you’ll be able to get a mortgage entirely online, but how will it work and do you trust a computer to give you advice? Read this: Soon you’ll be able to get a mortgage entirely online, but how will it work and do you trust a computer to give you advice?

Buying a house and getting a mortgage is the biggest financial transaction most of us will ever undertake – and yet the process is often arduous, slow and clunky. Amazingly for 2017, it is still mostly carried out by letter and phone, even though we live in a world where we can hail cabs without lifting a finger and receive grocery shopping straight to our front doors at the click of a mouse. But behind the scenes, the seeds of a revolution are being sown for the industry and soon you should be able to get a mortgage entirely online – being advised on which loan to take by an artificially intelligent computer. The first glimmers of hope may be emerging for online-savvy buyers and those putting off remortgaging because of the time required on the phone or face-to-face with a broker dealing with paperwork. Firstly, there are now several mortgage broker firms that have made reasonable strides in the march towards automating the mortgage application process for their customers. While borrowers still have to drop offline at some point during the process to speak to a real life adviser to get a final approval for a loan, some providers are developing the technology to allow borrowers to do the whole thing online.

Secondly, lenders are working hard behind the scenes to develop technology that allows borrowers to apply online and receive mortgage offers from more than just one lender. This would be nothing like the price comparison websites that exist today. These list available mortgage products by rate, fee, APR, or by free offers, but do not tell you whether you’re eligible to borrow or how much you are likely to get. Thirdly, there are also new technologies emerging that join all of the component parts of the process together. For example, instead of submitting paper bank statements to your broker, who scans and uploads them to the lender, who cross checks them against your credit report, which is in turn supplied by a credit reference agency, – the whole network will be integrated. The industry is not there yet, but they are moving in this direction, perhaps thanks in part to a noticeable increase in support from the Bank of England and the regulator. Consumers will get more choice, better-targeted services and keener pricing.

As customers become more willing to delegate decision-making to machines, their funds and loans are being better matched with the best rates from around the system. These flows could become seamless if public policy initiatives and new technologies combine to create digital credentials that are universal, durable and reliable. A family man and a new entrepreneur, Dominic was facing a new mortgage rate that would only increase his monthly outgoings at a time he needed to reduce them. Habito was the only broker who was willing to help. I’d known my existing broker for over two years. We had what I thought was a terrific relationship. Once I decided to go self-employed he never returned my calls or emails ever again despite saying he would.

I tried two more mortgage brokers who totally blanked me. 200 a month, because no one would help me. With that savings I took my family to France for two weeks. Who is competing to change the mortgage market? So what can you do with your mortgage online right now? We take a look at the main online mortgage apps that have launched in the past year and what you get from each of them. He was also frustrated by the mortgage process when he bought a house, prompting him to do better himself.

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